¡Bienvenidos a la Biblioteca de Pensiones!
En este espacio encontrarás una gran variedad de recursos académicos y técnicos sobre temas relacionados a pensiones, desde beneficios, mercado laboral y demografía, hasta inversión, gestión de riesgos, y otros.
Está dirigido a personas que buscan ampliar sus
conocimientos en materia pensional, así como estudiantes y académicos que buscan aportar a la literatura de pensiones, y también, a los hacedores de políticas públicas en materia de Seguridad Social que buscan información relevante para la toma de decisiones.
Artículo:
Transición demográfica en la República Dominicana y sus implicaciones en el sistema de pensiones
Autor: Suárez, Luis; Mariñez, Isaac
Año: 2023
Resumen: La transición demográfica presenta retos importantes sobre la población. En el caso de la República
Dominicana podríamos decir que se encuentra en la cuarta etapa del modelo con tasas de mortalidad
y natalidad bajas pero que todavía no llegan a converger. Durante los últimos 60 años el país ha
gozado de un dividendo demográfico gracias a cambios estructurales en la población. El país posee
una población relativamente joven, pero envejeciendo, por lo que a largo plazo el sistema de
pensiones asumirá un reto sobre la sostenibilidad y solidaridad del sistema. Eventualmente se
agregará una carga sobre el financiamiento de las pensiones solidarias. Para abordar esta situación
y garantizar la sostenibilidad, solidaridad y beneficios del sistema se deberán tener conversaciones
entre los actores del sistema de cara a asegurar la realización de los ajustes paramétricos que
pudieran llegar a ser necesarios, así como la evaluación continua del sistema, la mejora continua de
la educación previsional, y mejoras de los salarios.
Fuente: Superintendencia de Pensiones de la República Dominicana (SIPEN)
Clasificación: Demografía
Tipo de Publicación: Notas de Pensiones
Idioma:
Para visualizar el documento, clic aquí »
Social Insurance for Gig Workers: Insights from a Discrete Choice Experiment in Malaysia
Autor: Ghorpade, Yashodhan; Jasmin, Alyssa
Año: 2023
Resumen: The rise of “gig” or digital platform work globally has led to both enthusiasm for its potential to create lucrative employment for large numbers of people, as well as concern about its implications for worker protection that is often provided in more standard employment. While gig work platforms may not be akin to employers in standard work relationships, arrangements that do not obligate them to provide worker protection and social insurance contributions may leave several platform workers unprotected against a range of risks. Is the observed lack of protection among digital platform workers explained by an unwillingness on part of the workers themselves to make necessary contributions for social insurance coverage? This paper analyzes this question in the context of Malaysia, a rapidly growing upper-middle-income East Asian economy that has witnessed a rise in gig work in recent years. The paper deploys a novel vignette-based experiment to ascertain gig workers’ willingness to pay for social insurance coverage. The analysis finds overall a large unmet need for social insurance among gig workers, as well as a high level of willingness to pay for (especially) unemployment insurance, retirement savings, and accidental and injury insurance. This implies that the policy challenge is to channel such willingness into regular contributions for social insurance coverage through relevant and flexible options for contributions. More than subsidies, this segment of the workforce could perhaps benefit from better tailored, more flexible, and more easily accessible instruments for social insurance. The analysis also finds evidence of substitution between distinct insurance instruments. For instance, those who have access to retirement savings appear to be less willing to pay for unemployment insurance, and those with private medical insurance are less likely to contribute to the state-run injury insurance scheme. This underlines the need to approach risk insurance for digital platform workers more holistically and to consider a wider range of insurance instruments, including those offered by the private sector.
Fuente: Banco Mundial
Clasificación: Seguro
Tipo de Publicación: Artículo Académico
Idioma:
Para visualizar el documento, clic aquí »
Social Insurance for Gig Workers: Insights from a Discrete Choice Experiment in Malaysia
Autor: Ghorpade, Yashodhan; Jasmin, Alyssa
Año: 2023
Resumen: The rise of “gig” or digital platform work globally has led to both enthusiasm for its potential to create lucrative employment for large numbers of people, as well as concern about its implications for worker protection that is often provided in more standard employment. While gig work platforms may not be akin to employers in standard work relationships, arrangements that do not obligate them to provide worker protection and social insurance contributions may leave several platform workers unprotected against a range of risks. Is the observed lack of protection among digital platform workers explained by an unwillingness on part of the workers themselves to make necessary contributions for social insurance coverage? This paper analyzes this question in the context of Malaysia, a rapidly growing upper-middle-income East Asian economy that has witnessed a rise in gig work in recent years. The paper deploys a novel vignette-based experiment to ascertain gig workers’ willingness to pay for social insurance coverage. The analysis finds overall a large unmet need for social insurance among gig workers, as well as a high level of willingness to pay for (especially) unemployment insurance, retirement savings, and accidental and injury insurance. This implies that the policy challenge is to channel such willingness into regular contributions for social insurance coverage through relevant and flexible options for contributions. More than subsidies, this segment of the workforce could perhaps benefit from better tailored, more flexible, and more easily accessible instruments for social insurance. The analysis also finds evidence of substitution between distinct insurance instruments. For instance, those who have access to retirement savings appear to be less willing to pay for unemployment insurance, and those with private medical insurance are less likely to contribute to the state-run injury insurance scheme. This underlines the need to approach risk insurance for digital platform workers more holistically and to consider a wider range of insurance instruments, including those offered by the private sector.
Fuente: Banco Mundial
Clasificación: Seguro
Tipo de Publicación: Artículo Académico
Idioma:
Para visualizar el documento, clic aquí »
Pensions at a Glance 2023 OECD and G20 Indicators
Autor: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Año: 2023
Resumen: The 2023 edition of Pensions at a Glance highlights the pension reforms undertaken by OECD countries over the last two years. It includes a special chapter focusing on pension provisions for hazardous or arduous work. It describes existing rules, characterises recent policy trends and assesses the design and functioning of early-retirement rules for hazardous or arduous jobs given changing working conditions and ageing pressure on pension systems.
This edition also updates information on the key features of pension provision in OECD and G20 countries and provides projections of retirement income for today’s workers. It offers indicators covering the design of pension systems, pension entitlements, the demographic and economic context in which pension systems operate, incomes and poverty of older people, the finances of retirement income systems and private pensions.
Fuente: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:
Para visualizar el documento, clic aquí »
Long Term Investing of Large Pension Funds and Public Pension Reserve Funds 2023
Autor: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Año: 2023
Resumen: This is the tenth edition of the OECD survey of large pension funds and public pension reserve funds that collects long-term investment data since it was first published in 2011. The scope of this report covers 87 public and private pension funds from 34 countries. This survey is based on a qualitative questionnaire sent directly to large pension funds and public pension reserve funds. It covers the infrastructure investments made by large pension funds and public pension reserve funds, but also their approach to environmental, social, and governance (ESG) factors. It provides detailed investment information and insights which complement the aggregated data on portfolio investments gathered by the OECD at a national level through the Global Pension Statistics and Global Insurance Statistics projects.
Fuente: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Clasificación: Fondos de Inversión
Tipo de Publicación: Informes
Idioma:
Para visualizar el documento, clic aquí »