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The Impact of Lifetime Events on Pensions: NDC Schemes in Poland, Italy, and Sweden and the Point Scheme in Germany

Autor: Chłon-Dominczak, Agnieszka; Góra, Marek; Kotowska, Irena E.; Magda, Iga; Ruzik-Sierdzinska, Anna; Strzelecki, Paweł
Año: 2019
Resumen: The paper focuses on the interrupted careers in four countries where pensions are based on lifetime labor income, but they have different labor market patterns. High levels of employment in Germany and Sweden are in contrast with low levels of employment, particularly for women, in Italy and Poland. Career interruptions of women in Italy mean early withdrawal from the labor market, while in Sweden women choose part-time employment. Lower employment rates and gender pay gaps are important causes of differences in expected pension levels. The pension system design and demographics are also different. Prolonging working lives and reducing gender gaps in employment and pay, particularly for those at risk of interrupted careers, is key to ensure decent old-age pensions.

Fuente: Banco Mundial
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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The Future of Saving: The Role of Pension System Design in an Aging World

Autor: Amaglobeli, David; Chai, Hua; Dabla-Norris, Era; Dybczak, Kamil; Soto, Mauricio; Tieman, Alexander
Año: 2019
Resumen: This SDN explores how demographic changes have affected and will affect public and private sector savings, highlighting the interaction between pension systems, labor markets, and demographic variables.

Fuente: Fondo Monetario Internacional (FMI)
Clasificación: Demografía
Tipo de Publicación: Artículo Académico
Idioma:

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Extending Pension Coverage to the Informal Sector in Africa

Autor: Guven, Melis
Año: 2019
Resumen: The coverage of pension systems in the Africa region is limited to the small segment of the population in the formal sector. Coverage is thin partly because traditional contributory pension schemes are not responding to the needs of the informal sector. As a result, a large share of the region’s adult population has no access to contributory pension schemes during their working lives. This means they will not be eligible for a pension. It also means the elderly coverage gap will persist in most countries. Expanding coverage to a larger group of workers is especially important because the elderly is now often cared for by their children. As the children move to cities, their ties to the elderly and home villages weaken. As a result, the elderly may be left behind with fewer resources.

Fuente: Banco Mundial
Clasificación: Mercado Laboral
Tipo de Publicación: Informes
Idioma:

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The Challenging Roles of Informal Carers

Autor: Comisión Económica de la Organización de las Naciones Unidas para Europa (UNECE)
Año: 2019
Resumen: There are different approaches to responding to the growing long-term care needs of ageing populations across the UNECE region. Societies rely to a varying extent on the unpaid labour of informal carers who cover an estimated 70 tp 95 percent of all care needs. While informal unpaid care saves public spending on formal care services, the reliance on informal care has many hidden costs. It not adequately supported in their role, informal carers can face negative impacts on their health and well-being, and be forced to reduce or quit employment - putting themselves at risk of poverty and social exclusion. The challenges associated with informal care not only affect carers themselves but society at large: intensive informal caregiving can result in higher demand and costs for health care as a consequence of its negative impact on the physical and mental health of carers, reduced labour market participation and consequently higher risks of poverty and social exclusion.

Fuente: Organización de las Naciones Unidas (ONU)
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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Overview on Heterogeneity in Longevity and Pension Schemes

Autor: Lee, Ron; Sanchez-Romero, Miguel
Año: 2019
Resumen: Differences in life expectancy between high and low socioeconomic groups are often large and have widened in recent decades. In the United States, the differences may now be as large as ten to fourteen years. These longevity gaps strongly affect the actuarial fairness and progressivity of many public pension systems, raising the question of possible policy reforms to address this issue. This paper reviews the empirical literature on the longevity differences across socioeconomic groups and their impacts on lifetime benefits, considers how these impacts depend on four different pay-as-you-go pension structures (calibrated on the US case), and discusses some policy options.

Fuente: Banco Mundial
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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